Therapy Fees & Insurance
Therapy Care for Individuals and Couples in MD, VA, NJ, & NY
Investing in Your Emotional Healing and Relationship Growth
Starting therapy is a courageous decision. It’s an investment in your emotional health, your relationships, and your peace of mind. I believe you deserve clarity about fees, insurance, and available payment options before you begin.
This page outlines all the details about session rates, insurance coverage, intensives, and reimbursement tools so you can make confident, informed decisions about your care.
My practice provides trauma-informed individual and couples therapy for clients across Maryland, Virginia, New Jersey, and New York. Sessions are offered virtually for your privacy, comfort, and convenience.
Individual Therapy Fees
Intake Session: $250
Your intake session is a comprehensive, one-time appointment where we explore your emotional history, current challenges, and therapeutic goals. You’ll leave with a clear understanding of what therapy will look like for you and how we’ll approach your healing journey.
Ongoing Sessions: $225
Individual sessions help you gain clarity, regulate emotions, and develop practical skills to break old patterns and create emotional stability. My approach combines Cognitive Behavioral Therapy (CBT), Emotional Regulation techniques, and trauma-informed strategies designed to help you heal, reset, and grow.
Common areas of focus include:
- Overwhelm, anxiety, and chronic stress
- Relationship and attachment wounds
- Emotional dysregulation or burnout
- Self-trust, identity rebuilding, and confidence
- Healing from emotionally unsafe environments or trauma
Couples Therapy Fees
Intake Session: $300
The couple’s intake allows both partners to express their perspectives, clarify what’s not working, and define shared goals. You’ll receive an overview of the therapeutic process and initial insights to begin creating emotional safety and alignment.
Ongoing Sessions: $275
Couples therapy is grounded in Emotional Safety Work — a framework that helps partners identify emotional triggers, repair ruptures, and rebuild connection through communication and trust. Sessions are tailored to help you move from reaction to understanding, from defensiveness to empathy, and from disconnection to closeness.
Intensive Sessions (Extended Sessions)
Sometimes, traditional weekly therapy doesn’t provide the space needed for deeper repair, emotional breakthroughs, or long-term pattern work. Intensive sessions are designed for clients ready to experience powerful, concentrated progress in a shorter amount of time.
These sessions allow us to go beyond the surface and address the core of emotional or relational challenges. They’re particularly effective for trauma recovery, major transitions, and couples seeking accelerated relationship repair.
Individual Intensives
- 90m-3 hours - Contact for more information
Couples Intensives
- 3 hours - Contact for more information
- 2-Day Couples Intensive (In-person sessions in Maryland) - Contact for more Information
Flexible Payment Options: Clients may pay the full rate upfront or use flexible payment options for extended sessions. During your consultation, we’ll review which option best supports your goals and budget.
Intensives often include follow-up resources, reflection prompts, and integration tools to ensure lasting change after your session.
In-Network Insurance
I am in-network with:
- CareFirst BlueCross BlueShield (BCBS)
- BlueCross BlueShield affiliates
- United Healthcare
If you have one of these insurance providers, I can bill directly for eligible sessions. Coverage varies by plan, and copay amounts or deductibles may apply. Before your first session, please contact your provider to confirm your mental health benefits, including coverage for intake and ongoing sessions.
When using insurance, I’ll provide transparent billing through the client portal and assist with any necessary documentation.
Out-of-Network Clients
If you have an insurance plan that I am not in-network with, you may still be eligible for partial reimbursement for out-of-network psychotherapy. I provide a superbill (a detailed receipt of services) that you can submit to your insurance provider.
Streamline Reimbursements with Mentaya
To make reimbursement easy, my practice partners with Mentaya, a secure platform that helps clients get money back from out-of-network therapy sessions.
With Mentaya, you can:
- Instantly check your out-of-network benefits
- Automatically submit superbills for reimbursement
- Track claims and payments in real time
Many clients receive 30–80% back depending on their plan. Please click this Mentaya reimbursement portal directly for quick access once your therapy begins.
This partnership ensures your investment in therapy is supported — emotionally and financially.
Private Pay Benefits
Even with insurance options available, many clients choose to pay privately. Private pay gives you complete confidentiality, flexibility, and control over your therapy. It allows us to focus on your emotional goals rather than diagnostic requirements.
Benefits of private pay include:
- No required mental health diagnosis
- No restrictions on session type, length, or frequency
- Confidential records — no third-party access
- The ability to integrate holistic or coaching approaches as needed
When you pay privately, you’re investing in a personalized process that honors your pace, privacy, and emotional depth.
Payment Methods
Payment is due at the time of service and can be made securely through your client portal. Accepted payment methods include:
- All major credit/debit cards
- Health Savings Accounts (HSA) / Flexible Spending Accounts (FSA)
If you’re using an HSA or FSA card, please confirm eligibility with your provider. Most therapy services qualify.
Cancellation & Rescheduling Policy
Please provide at least 48 hours’ notice if you need to cancel or reschedule your session. Cancellations within less than 48 hours are charged the cancelation fee.
This policy helps maintain consistency and allows space for other clients who may be waiting for sessions. Setting this boundary also models self-accountability and respect for time — both important parts of healing work.
Good Faith Estimate (No Surprises Act)
In compliance with the No Surprises Act, you are entitled to a Good Faith Estimate (GFE) outlining expected therapy costs. You’ll receive this estimate before your first session or upon request.
The GFE ensures transparency and helps you make informed decisions about your mental health investment — with no hidden fees or surprises.
Your Investment Reflects Your Transformation
Therapy is more than a conversation; it’s an intentional process of restoration. Each session is an investment in your clarity, peace, and capacity for deeper connection — with yourself and others. You’re gaining more than strategies; you’re gaining emotional awareness, nervous system regulation, and lasting change.
Your healing deserves time, space, and support that honor your full humanity.
Ready to Begin?
If you’re ready to take the next step, schedule your Consultation to discuss your goals, session type, and the best therapeutic fit for your needs.
Together, we’ll create a treatment plan that aligns with your emotional growth, relationship goals, and financial comfort.
